Wellness and MED SPA INSURANCE
We know your time is valuable. That’s why we’ve created a fast and hassle-free way for A4M members to secure the insurance you need for your wellness practice. Whether you’re just getting started or growing your business, WMPG® ensures you’re covered quickly, so you can focus on what matters — your patients.
Get an instant quote using our online quoting tool, Juno Insure.
We’re redefining how we serve our clients with Juno Insure, our powerful new online quoting tool. With Juno Insure, you can:
✔ Receive a Custom Business Plan generated to help you get started
✔ Get a tailored report outlining the coverage you need
✔ Access a library of consent forms for essential risk management
✔ Secure instant insights—so you’re informed and protected at every step
With WMPG and Juno Insure, you’re never navigating the insurance process alone. We’re here to walk with you, ensuring your business stays protected, every step of the way.
Get started today and experience the future of Med Spa Insurance.
What do you receive with Juno?
Common Questions
Nurse Practitioners who are forming LLC entities need two kinds of liability insurance: general liability for running the business, and medical professional liability for gross medical allegations defense (malpractice) and to pay damages that covers the entity, healthcare providers and medical directors. These are crafted policies to fit the industry from specialty insurance companies. This is procedure driven coverage and not so much driven by specialty. You need affirmation that the various procedures and treatments you are now offering are covered in the form of a detailed application outlining what you do. This is the main difference between procedure driven coverage and specialty coverage.
No they don’t. In fact, no individual policies are needed. Medical Directors are automatically covered under our med spa policies. Moreover, all providers (NPs, RN’s, Aestheticians, Laser techs, massage therapists, etc) are automatically covered as long as they are employees or contractors. The only exception to Medical Directors is when they want to perform direct patient care. Then they need to be underwritten and added on via policy endorsement for what they do at the med spa only and there is an additional cost based on this activity.
Yes, since this is procedure driven coverage, we can add procedures based on providing evidence of training, copy of the consent form and a projected number for the next 12 months.
Yes, we use a leading third-party premium finance company, First Insurance Funding. The terms are 15% down, and 10 equal payments. You can pay off the loan at anytime without penalty.
Yes, but limited in scope. We can cover IV, botox and weight loss for 100% mobile – no practice location. We can also cover “off site” , which is where you have a practice location and want to perform certain procedures out of the office at events or other businesses.
Unfortunately, no. None of our insurance markets offer premium discounts. For start up coverage, we will typically receive the market’s ”minimum annual premium” for the mix of procedures.
Look to have the policy replaced either going forward or matching the existing previous “retro active date”, if applicable. Most of the time we are replacing a specialty driven coverage policy with a more suitable procedure driven policy.
Yes, we can, but it will take:
a. A detailed Supplement – a Regenerative Medicine Supplement to your application
b. Evidence of training in stem cells, and any level of experience, and a copy of the consent form
c. Specifics on uses and how often
d. Pricing from $7,500 to $10,000 annual premium
Yes, you need to have training for the specific procedure and show proof in the form of a Certificate of Training. This is a requirement for coverage.
The underwriters view telehealth the same as in person in terms of risk. There is no special pricing or terms & conditions with telehealth over in person.
No part time rates; everything is based on the procedure.