Employment Staffing Liability

The policy for practices that place clinicians with other businesses, or take contract clinicians in. Whose insurance responds when a placed clinician causes harm depends on the contract, and the contract is usually silent.

The claim that actually happens

A placed CRNA is named in a claim at a host site

The host says it is the staffing entity. The staffing entity says it is the clinician. The clinician says she was supervised. All three may be right, all three get defended, and the cost lands wherever the contracts left the gap.

What it responds to

Liability for clinicians you place
Contract clinicians working in your practice
Vicarious liability arising from placement
Misclassification defense, where added
Defense costs across the placement chain

What people assume it covers, and it does not

The clinician's own individual policy obligations
Wages and benefits disputes, which is EPLI
Injury to the placed clinician, which is workers compensation

Who usually does not have this

Anesthesia and CRNA staffing operations, and any practice using 1099 clinicians regularly. Misclassification disputes are frequent in this class.

Add this to your program

Tell us what you want to look at. A licensed agent comes back on each line, not a call center.

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Usually bought alongside

Practices we insure

Already a client?

Adding a line mid-term is usually an endorsement rather than a new placement. Start with a service request.

Client services

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