Coverage
We place coverage around the procedures you perform, not the specialty on your license. That distinction is why practices come to us after being declined elsewhere. Specialty surplus lines markets and standard commercial markets, in one place, on one renewal date.
Practice Liability
What responds when a patient alleges harm
The Business Behind It
The practice is a business, and the business has its own exposure
People & Data
The claims that come from inside the building
Employment Practices
The most common uncovered loss in this book.
Executive Management
Claims against the people who run it, personally.
Errors & Omissions
Financial loss from advice or service.
Cyber & Data Breach
Patient records and before-and-after imagery.
Employment Staffing
Placing clinicians, or using contract clinicians.
Cover360
Most practices buy professional liability and stop.
Then a terminated injector files a claim, or a laser fails, or a booking system is breached. None of those three is a treatment claim, and professional liability is the policy for treatment claims. Tell us what you want to look at.