Risk Watch
Risk Watch notice
What Risk Watch is, what it is not, and the terms on which it is published.
What this is
Risk Watch is published by Wellness Medical Protection Group, LLC, a licensed surplus lines insurance producer established in 2001, for the practices we serve.
It reports regulatory developments and observed underwriting activity as of the date each entry carries. Regulation, agency guidance and underwriting practice change frequently and may have changed since an entry was published.
Entries are dated and are not updated
Each entry shows the month it was published. We do not update an entry after publication when circumstances change, because the entry was accurate on its date and you need to be able to see what it said at the time you read it. A change is reported in the next issue.
The one exception is an entry that was wrong when published. That is handled under the corrections policy.
This is general information
Risk Watch is general information for practices. It is not legal advice, medical advice, or insurance advice, and it is not a recommendation to take or refrain from any particular action.
Nothing in Risk Watch states or implies whether anything is or is not covered under any policy. Coverage is determined solely by the terms of the policy issued to you. For a question about your own coverage, contact your Wellness Medical Protection Group service representative. For your legal or regulatory position, consult your own counsel.
Observations about the market
Entries describing underwriting activity are aggregated across submissions and renewals we handle. They do not identify any insurer and are not presented as the position of any insurer.
We publish no pricing guidance of any kind, and we accept no advertising or sponsorship. How entries are sourced and what they have to pass is set out in how Risk Watch is made.
Surplus lines
Surplus lines insurance is placed with insurers not licensed in your state and is not protected by state guaranty funds.
Questions and corrections
If you believe an entry is inaccurate, or that an entry identifies you or your organization, see the corrections policy. Reports from insurers, syndicates, program managers and wholesale partners are prioritized.
